{"id":2101,"date":"2022-06-11T12:31:50","date_gmt":"2022-06-11T04:31:50","guid":{"rendered":"https:\/\/pinegroveresidence.sg\/navagrove\/?page_id=2101"},"modified":"2024-10-31T15:19:25","modified_gmt":"2024-10-31T07:19:25","slug":"frequently-asked-questions","status":"publish","type":"page","link":"https:\/\/pinegroveresidence.sg\/navagrove\/frequently-asked-questions\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_type=&#8221;full_width&#8221; type=&#8221;container&#8221; p_top=&#8221;138&#8243; bg_color=&#8221;#f8f8f8&#8243; anchor=&#8221;faq&#8221;][vc_column]<div class=\"wbc-heading clearfix\"><h1 class=\"special-heading-3\" style=\"font-size:40px;text-align:center;margin-bottom:20px;\">NAVA GROVE<br \/>\nFREQUENTLY ASKED <span class=\"wbc-color\" >QUESTIONS<\/span><\/h1><\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/4&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;As a foreigner, can I buy residential property in Singapore?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<p style=\"text-align: left;\">Foreigners are eligible to purchase condominium property in Singapore.<br \/>\nThe applicable residential ABSD rate for 1st and subsequent property is 60%.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Are Singapore PR eligible to buy private property in Singapore?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<p style=\"text-align: left;\">Singapore PR are eligible to purchase private property in Singapore.<br \/>\nThe applicable ABSD rate for 1st property is 5%.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is the downpayment required for new launch condo?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<p style=\"text-align: left;\">The downpayment is 25%.\u00a0 The rest of the payments are paid progressively according to construction stages and can be financed with bank loan.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What are the Buyer&#8217;s Stamp Duty rates?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<table class=\"dcf-table dcf-table-responsive dcf-table-bordered dcf-table-striped\">\n<thead>\n<tr>\n<th scope=\"col\">Property Value<\/th>\n<th scope=\"col\"><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">First $180,000<\/th>\n<td>1%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Next $180,000<\/th>\n<td>2%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Next $640,000<\/th>\n<td>3%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Next $500,000<\/th>\n<td>4%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Next $1,500,000<\/th>\n<td>5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">In Excess of $3,000,000<\/th>\n<td>6%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Sources: MND, MOF, MAS[\/vc_toggle][vc_toggle title=&#8221;What are the Additional Buyer&#8217;s Stamp Duty (ABSD) rates for Singapore Citizen, Permanent Resident and Foreigner?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<table class=\"dcf-table dcf-table-responsive dcf-table-bordered dcf-table-striped\">\n<tbody>\n<tr>\n<th scope=\"row\">Singapore Citizens<\/th>\n<td data-label=\"Singapore Citizens\">First residential Property<\/td>\n<td data-label=\"Singapore Citizens\">0%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>Second residential property<\/td>\n<td>20%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>Third and subsequent residential property<\/td>\n<td>30%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Permanent Residents<\/th>\n<td data-label=\"Permanent Residents\">First residential Property<\/td>\n<td data-label=\"Permanent Residents\">5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>Second residential property<\/td>\n<td>30%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>Third and subsequent residential property<\/td>\n<td>35%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Foreigners<\/th>\n<td data-label=\"Foreigners\">Any residential property<\/td>\n<td data-label=\"Foreigners\">60%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">Entities\/Trustees<\/th>\n<td data-label=\"Entities\/Trustees\">Any residential property<\/td>\n<td data-label=\"Entities\/Trustees\">65%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Sources: MND, MOF, MAS[\/vc_toggle][vc_toggle title=&#8221;Is Additional Buyer&#8217;s Stamp Duty (ABSD) refundable?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654] sm:AIPRM__conversation__response\">\n<div class=\"text-base gap-4 md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light AIPRM__conversation__response\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654] sm:AIPRM__conversation__response\">\n<div class=\"text-base gap-4 md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light AIPRM__conversation__response\">\n<p>Scenario 1:<\/p>\n<p>If a married couple meets the remission conditions specified in the Stamp Duties (Spouses) (Remission of ABSD) Rules, they may be eligible for remission of ABSD when purchasing a residential property.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>You may refer to IRAS website on <a href=\"https:\/\/www.iras.gov.sg\/taxes\/stamp-duty\/for-property\/appeals-refunds-reliefs-and-remissions\/common-stamp-duty-remissions-and-reliefs-for-property\/remission-of-absd-for-a-married-couple\" target=\"_blank\" rel=\"noopener\">Remission of ABSD for a Married Couple<\/a><\/p>\n<p>Scenario 2:<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-wytwg-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-wytwg-1n7m0yu\">\n<div class=\"flex flex-col text-sm pb-9\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-10\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"23d85829-6f8f-4a00-ad2a-023d7a77e537\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>During Budget 2024, the Government unveiled a new measure stating that single Singapore Citizen seniors aged 55 and above may be eligible for an Additional Buyer&#8217;s Stamp Duty (ABSD) refund for purchases of a second residential property made on or after 16 Feb 2024, subject to meeting certain conditions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>You may refer to IRAS website on <a href=\"https:\/\/www.iras.gov.sg\/taxes\/stamp-duty\/for-property\/appeals-refunds-reliefs-and-remissions\/common-stamp-duty-remissions-and-reliefs-for-property\/absd-concession-for-single-singapore-citizen-(sc)-seniors\" target=\"_blank\" rel=\"nofollow noopener\">ABSD Concession for Single Singapore Citizen Seniors<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Which nationalities are exempt from paying Additional Buyer&#8217;s Stamp Duty (ABSD) when purchasing property in Singapore as a foreigner?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654] sm:AIPRM__conversation__response\">\n<div class=\"text-base gap-4 md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light AIPRM__conversation__response\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-rqlqr-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654] sm:AIPRM__conversation__response\">\n<div class=\"text-base gap-4 md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl p-4 md:py-6 flex lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light AIPRM__conversation__response\">\n<p>Individuals who are citizens or permanent residents of Iceland, Liechtenstein, Norway, Switzerland or nationals of the United States of America, are accorded the same Stamp Duty treatment as Singapore Citizens from paying ABSD on their first residential property purchase in Singapore.<\/p>\n<p>This exemption is not applicable to other foreign buyers.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"bottom-0 left-0 w-full border-t dark:border-white\/20 md:bg-vert-light-gradient bg-white dark:bg-gray-800 dark:md:bg-vert-dark-gradient pt-2\">\n<form class=\"stretch mx-2 flex flex-row gap-3 last:mb-2 md:mx-4 md:last:mb-6 lg:mx-auto lg:max-w-2xl xl:max-w-3xl\">\n<div class=\"relative flex h-full flex-1 items-stretch md:flex-col\">\n<div class=\"\">\n<div class=\"h-full flex ml-1 md:w-full md:m-auto md:mb-2 gap-0 md:gap-2 justify-center\">\n<p>You may refer to IRAS website on <a href=\"https:\/\/www.iras.gov.sg\/taxes\/stamp-duty\/for-property\/appeals-refunds-reliefs-and-remissions\/common-stamp-duty-remissions-and-reliefs-for-property\/foreigners-eligible-for-absd-remission-under-free-trade-agreements-(ftas)\" target=\"_blank\" rel=\"noopener\">Foreigners Eligible for ABSD Remission under Free Trade Agreements (FTAs)<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What are the Seller&#8217;s Stamp Duty rates?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]The table below summarizes the rates of Seller&#8217;s Stamp Duty (SSD) that are payable on residential property acquisitions made on or after <strong>11th March 2017<\/strong> and subsequently sold within a certain duration.<\/p>\n<table class=\"dcf-table dcf-table-responsive dcf-table-bordered dcf-table-striped\">\n<tbody>\n<tr>\n<th scope=\"row\">Up to 1 year<\/th>\n<td data-label=\"Up to 1 year\">12%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">More than 1 year and up to 2 years<\/th>\n<td data-label=\"More than 1 year and up to 2 years\">8%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">More than 2 years and up to 3 years<\/th>\n<td data-label=\"More than 2 years and up to 3 years\">4%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">More than 3 years<\/th>\n<td data-label=\"More than 3 years\">No SSD payable<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Source: IRAS[\/vc_toggle][vc_toggle title=&#8221;What is meant by progressive payment for new launches?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]The progressive payment schedule typically involves the developer requesting payments in stages as the construction progresses. The payment stages are tied to specific milestones, such as the completion of the foundation, framing, and completion of the building.<\/p>\n<table class=\"dcf-table dcf-table-responsive dcf-table-bordered dcf-w-100%\">\n<tbody>\n<tr>\n<th scope=\"row\">Order of Payment<\/th>\n<td data-label=\"Order of Payment\">Progress of Payment<\/td>\n<td data-label=\"Order of Payment\">Percentage of Payment<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">1st Payment<\/th>\n<td data-label=\"1st Payment\">Upon obtaining Option To Purchase<\/td>\n<td data-label=\"1st Payment\">5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>Upon signing of Sales &amp; Purchase Agreement<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">2rd Payment<\/th>\n<td data-label=\"2rd Payment\">On completion of foundation work<\/td>\n<td data-label=\"2rd Payment\">10%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">3th Payment<\/th>\n<td data-label=\"3th Payment\">On completion of reinforced concrete framework<\/td>\n<td data-label=\"3th Payment\">10%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">4th Payment<\/th>\n<td data-label=\"4th Payment\">On completion of brick wall<\/td>\n<td data-label=\"4th Payment\">5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">5th Payment<\/th>\n<td data-label=\"5th Payment\">On completion of ceiling\/roofing<\/td>\n<td data-label=\"5th Payment\">5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">6th Payment<\/th>\n<td data-label=\"6th Payment\">On completion of doors and window frames are in position, electrical wiring (without fittings) &amp; plumbing &amp; internal plastering<\/td>\n<td data-label=\"6th Payment\">5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">7th Payment<\/th>\n<td data-label=\"7th Payment\">Completion of car park, roads and drains serving the housing project<\/td>\n<td data-label=\"7th Payment\">5%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">8th Payment<\/th>\n<td data-label=\"8th Payment\">On production of the Temporary Occupation Permit &amp; the Architect&#8217;s Certification of Completion<\/td>\n<td data-label=\"8th Payment\">25%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">9th Payment<\/th>\n<td data-label=\"9th Payment\">Upon completion of the Sale &amp; Purchase<\/td>\n<td data-label=\"9th Payment\">2%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>Upon production of the Certificate of Statutory Completion<\/td>\n<td>8%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td>On the expiry of 12 months from the date of notice to take vacant possession.<\/td>\n<td>5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is my maximum loan limit and minimum downpayment?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]The Loan-to-Value (LTV) ratios for individuals vary based on the number of existing housing loans the borrower holds.<\/p>\n<p>For residential property loans where the Option to Purchase (OTP) is issued on or after July 6, 2018, the following LTV limits are in effect:<\/p>\n<div class=\"dcf-overflow-x-auto\" tabindex=\"0\">\n<table class=\"dcf-table dcf-table-striped dcf-w-100%\">\n<thead>\n<tr>\n<th scope=\"col\">Outstanding housing loans<\/th>\n<th scope=\"col\">LTV limit<\/th>\n<th scope=\"col\">Minimum cash downpayment<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">None<\/th>\n<td data-label=\"LTV limit\">75% or 55%*<\/td>\n<td data-label=\"Minimum cash downpayment\">5% (for LTV of 75%)<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\"><\/th>\n<td data-label=\"LTV limit\"><\/td>\n<td data-label=\"Minimum cash downpayment\">10% (for LTV of 55%)<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">1<\/th>\n<td data-label=\"LTV limit\">45% or 25%*<\/td>\n<td data-label=\"Minimum cash downpayment\">25%<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">2 or more<\/th>\n<td data-label=\"LTV limit\">35% or 15%*<\/td>\n<td data-label=\"Minimum cash downpayment\">25%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>*If the loan tenure surpasses 30 years, or if the loan duration extends past the borrower\u2019s age of 65 years, the lower LTV limit will be applied.<\/p>\n<p>Source: <a href=\"https:\/\/www.mas.gov.sg\/regulation\/explainers\/new-housing-loans\/loan-tenure-and-loan-to-value-limits\" target=\"_blank\" rel=\"nofollow noopener\">MAS<\/a>[\/vc_toggle][vc_toggle title=&#8221;How much CPF savings can I use for my property purchase?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;]<strong>Purchasing 1st Property using CPF<\/strong><br \/>\nYou and any co-owners are permitted to utilize your individual Ordinary Account (OA) savings, up to the lower of either the purchase price or the valuation price at the time of purchase.<\/p>\n<p><strong>Purchasing 2nd or subsequent property using CPF<\/strong><br \/>\nAfter setting aside the applicable Basic Retirement Sum (BRS) in your CPF accounts, you can utilize your Ordinary Account (OA) savings for your property.<\/p>\n<p>Savings in your Retirement Account (if you are aged 55 and above), Special Account, and OA can contribute towards meeting the BRS requirement. If you are below 55 years old, your BRS is determined by the current BRS.<\/p>\n<p>Your BRS and Full Retirement Sum (FRS) depend on your age when you turn 55 and remain consistent throughout your lifetime. Here are the retirement sums applicable to members turning 55 from 2024 to 2027:<\/p>\n<div class=\"dcf-overflow-x-auto\" tabindex=\"0\">\n<table class=\"dcf-table dcf-table-striped dcf-w-100%\">\n<thead>\n<tr>\n<th scope=\"col\">If you turn 55 in<\/th>\n<th scope=\"col\">Your BRS is<\/th>\n<th scope=\"col\">Your FRS* is<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">2024<\/th>\n<td data-label=\"Your BRS is\">$102,900<\/td>\n<td data-label=\"Your FRS* is\">$205,800<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">2025<\/th>\n<td data-label=\"Your BRS is\">$106,500<\/td>\n<td data-label=\"Your FRS* is\">$213,000<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">2026<\/th>\n<td data-label=\"Your BRS is\">$110,200<\/td>\n<td data-label=\"Your FRS* is\">$220,400<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">2027<\/th>\n<td data-label=\"Your BRS is\">$114,100<\/td>\n<td data-label=\"Your FRS* is\">$228,200<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>*The FRS is set at twice the BRS amount.<\/p>\n<p>Source: <a href=\"https:\/\/www.cpf.gov.sg\/member\/faq\/home-ownership\/housing-scheme\/how-much-cpf-savings-can-i-use-for-my-property-purchase\" target=\"_blank\" rel=\"nofollow noopener\">CPF<\/a>[\/vc_toggle][\/vc_column][vc_column width=&#8221;1\/4&#8243;][\/vc_column][\/vc_row][vc_row row_type=&#8221;full_width&#8221; type=&#8221;container&#8221; bg_select=&#8221;bg_parallax&#8221; parallax_speed=&#8221;0&#8243; bg_image_postions=&#8221;center top&#8221; bg_image_attach=&#8221;scroll&#8221; parallax_img=&#8221;654&#8243; p_top=&#8221;50&#8243; p_bottom=&#8221;40&#8243; parallax_overlay=&#8221;rgba(43,43,43,0.9)&#8221;][vc_column width=&#8221;3\/4&#8243;]<div class=\"wbc-heading clearfix\"><h3 class=\"special-heading-3\" style=\"font-size:45px;color:#ffffff;\">LET'S FIND YOUR<br \/>\nPERFECT DREAM <span class=\"wbc-color\" >HOME<\/span><\/h3><\/div>[\/vc_column][vc_column width=&#8221;1\/4&#8243; content_align=&#8221;text-right&#8221;]<a style=\"font-size:16px;background-color:rgba(255,255,255,0.01);border-color:#ffffff;margin-top:15px;padding-bottom:15px;padding-top:15px;\" class=\"wbc-button button btn-primary\" href=\"https:\/\/pinegroveresidence.sg\/navagrove\/register-to-view-showflat\/\" target=\"_self\" data-hover-text=\"#ffffff\" data-hover-bg=\"#fa8321\" data-hover-border=\"#fa8321\">REGISTER TO VIEW SHOWFLAT<\/a>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_type=&#8221;full_width&#8221; type=&#8221;container&#8221; p_top=&#8221;138&#8243; bg_color=&#8221;#f8f8f8&#8243; anchor=&#8221;faq&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/4&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;As a foreigner, can I buy residential property in Singapore?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;] Foreigners are eligible to purchase condominium property in Singapore. The applicable residential ABSD rate for 1st and subsequent property is 60%. [\/vc_toggle][vc_toggle title=&#8221;Are Singapore PR eligible to buy private property in Singapore?&#8221; font_size=&#8221;17&#8243; font_color=&#8221;#000000&#8243;] Singapore [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-page-full.php","meta":{"footnotes":""},"class_list":["post-2101","page","type-page","status-publish","hentry"],"rankMath":{"parentDomain":"pinegroveresidence.sg","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media 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